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Even the most elementary research efforts will tell you that the banker bet is your best choice in baccarat. That same research probably revealed that the player bet is only a slight underdog to the banker bet.<\/p>\n
Players look at the similar house edge, and the commission for the banker bet and decide to go with the player. Look, this isn\u2019t the craps table, where betting with the shooter is par for the course.<\/p>\n
There\u2019s no \u201chot hand\u201d slinging 7s like machine-gun fire in baccarat and making the table rich. Check out why you should always make the banker bet in baccarat.<\/p>\n
Examining how the baccarat game is played<\/a> will help to understand what makes the banker bet so good.<\/p>\n In a baccarat hand, the player and dealer each receive 2 cards; the object is to get as close to 9 as possible. Note that 10 thru King are valued at 0, and Aces are valued at 1.<\/p>\n If the total of the 2 cards reaches 10 or more, the first digit is dropped. So, 17 becomes 7.<\/p>\n <\/img><\/p>\n If either the player or the dealer has 8 or 9, it\u2019s considered a natural, and no more cards are dealt. If there\u2019s no natural dealt, the player is dealt another card on 5 or less. The player stands on 6 or 7.<\/p>\n The dealer stands on 7-9. However, what the dealer does beyond those 3 is determined by the player\u2019s hand.<\/p>\n The drawing strategy for the banker\u2019s hand is where the banker bet gets its advantage. The fact that the banker\u2019s hand will only draw a third card if the player draws is a tremendous advantage.<\/p>\n Still, depending on the third card results, the player will determine if the banker\u2019s hand draws at all.<\/p>\n In real money blackjack<\/a>, the casino gets its advantage in much the same way. The player must act first. Of course, the player may bust and lose immediately in blackjack. You don\u2019t have that worry in baccarat.<\/p>\n Conversely, you\u2019re not going to sit tight on a weak hand and hope the dealer busts. The baccarat table takes all of the choices from the player and makes them for them.<\/p>\n The only decision a player needs to make is to bet on the banker, the player, or a tie.<\/p>\n That\u2019s right, in a game that eliminates all gameplay choices, the player has one critical decision to make.<\/p>\n That\u2019s deciding where you\u2019re going to place your bet.<\/p>\n Baccarat gives you only one chance to make a decision. You have 3 available betting options to choose from at the baccarat table.<\/p>\n These are to bet on the banker, the player, or a tie.<\/p>\n Let\u2019s start with the tie bet. <\/span><\/p>\n The tie bet pays out 8:1 if the player and banker tie the hand. Many players like the thrill of making the tie bet in hopes of cashing in on the 8:1 payout as opposed to the standard 1:1 for a win. Some players may get behind and see the tie bet as a way to recoup some of those losses quickly.<\/p>\n<\/div>\n There are a few fundamental problems with this bet. Firstly, all ties at the baccarat table push. So, you\u2019re risking money that you really don\u2019t need to be putting in danger.<\/p>\n Secondly, bets occur in less than 10% of hands. You\u2019re taking a 1 in 10 shot at an 8:1 payout. Does that math click for you?<\/p>\n In its most basic form, the tie bet is a total sucker bet, and you should never, under any circumstances, make this bet.<\/p>\n The banker bet and player bet are the only 2 you should ever consider while playing baccarat in a casino, online, or through a mobile baccarat app<\/a>. While the 2 share a similar house advantage, the banker bet remains the slight frontrunner.<\/p>\n The banker\u2019s hand wins roughly 46% of the time. The player hand is lower at slightly below 45%, with ties accounting for the remainder.<\/p>\n However, because a tie pushes, it effectively raises the banker\u2019s hand to 51%.<\/p>\n The banker\u2019s hand is such a great bet that all things being equal, the player would actually hold an advantage over the casino.<\/p>\n Imagine how much money you could fleece the casino if you were guaranteed to win 51% over the long-term.<\/p>\n Obviously, the casino can\u2019t have tables full of players taking the casino\u2019s money with impunity. So, they charge a commission.<\/p>\n This small commission tilts the edge back to the house. Even with the 5% commission, the house charges, the edge is still an incredible small 1.06%.<\/p>\n Unfortunately, you\u2019re still going to lose in the end if you play long enough. However, the small edge means you can get a hot streak going and take some incremental wins.<\/p>\n Baccarat is one of the best games in the casino for the player. You\u2019ll be able to play for longer and walk away from the table a winner more often.<\/p>\n Games with a small house edge are perfect for beginners and anyone wanting to stretch their bankroll to its absolute limits.<\/p>\n So, exactly what is this commission on the banker bet, and how does it affect your winnings?<\/p>\n The house charges a 5% commission on all winning banker bets. So, if you\u2019re playing baccarat for $20 per hand and betting on the banker, you\u2019ll receive $19 for every win. <\/p>\n For a winning bet on the player, a $20 bet would net $20 in winnings.<\/p>\n <\/img><\/p>\n This $1 seems inconsequential, but remember it\u2019s not a $1 commission; it\u2019s 5%. That\u2019s an important distinction because it takes the edge away from the player.<\/p>\n If you are a whale playing for $10k per hand, that\u2019s a $500 hit for every single win. Of course, if you\u2019re paying $10,000 per hand, $500 clearly has a different value to you than it does me.<\/p>\n Still, that\u2019s 1 full bet for every 20 wins. That makes a significant swing when you\u2019re losing as many as you\u2019re winning.<\/p>\n You should pay close attention to the baccarat table\u2019s rules before you sit down. Some casinos institute a firm minimum commission.<\/p>\n These minimum commissions may be as little as $1. If you\u2019re playing for $5 per hand, that\u2019s suddenly a 20% commission.<\/p>\n This exponentially raises the house edge. If you\u2019re not able to play for at least $20 per hand, you\u2019re better off finding another game.<\/p>\n I\u2019ve asked everyone from casino executives to professional gamblers to explain the minimum commission trend to me, and not surprisingly, I\u2019ve been given tons of different answers.<\/p>\n It boils down to two schools of thought. If you\u2019re in the casino industry, it\u2019s all about convenience and offering the best possible player experience. <\/p>\n If you\u2019re a player, it seems easiest to chalk it up to greed.<\/p>\n Either way, you need to be wary of tables with a minimum commission.<\/p>\n The banker bet offers some of the best odds in the casino for you. It\u2019s well worth the commission when you factor in your expected loss and see how far your money will go.<\/p>\n For example, let\u2019s imagine you are playing for $20 per hand and play 100 hands per hour. That means you\u2019re putting $2000 into play every hour.<\/p>\n We know the expected loss is 1.06% due to ties. So, that works out to about $21 in losses per hour.<\/p>\n You don\u2019t need a massive bankroll to spend all day playing baccarat for real money<\/a>. You\u2019ll obviously need enough to weather a losing streak, but it\u2019s not as much as you\u2019d need playing slot machines or roulette.<\/p>\n In fact, you\u2019re facing such tight margins that you may be surprised how regularly you leave the casino a winner.<\/p>\n If you\u2019re in the market to stay on the tables longer and win more often, baccarat\u2019s banker bet is one of the best options in the casino.<\/p>\n Now that you have a clear cut strategy to focus on the next time you fly to Las Vegas let\u2019s look at some of the baccarat pitfalls that you\u2019ll want to avoid.<\/p>\n Many baccarat players will bet with the \u201cbig player.\u201d It\u2019s akin to betting the \u201cpass line\u201d on the craps table.<\/p>\n <\/img><\/p>\n Look, I know that it\u2019s appealing to want to bet against the house. When it comes to casino gambling, it\u2019s very much us against them.<\/p>\n Don\u2019t ever place a bet to spite the casino. They don\u2019t care, and you\u2019re going to lose.<\/p>\n Successful gamblers are able to make their decisions completely void of any emotional bias.<\/p>\n It would be best if you also ignored the trends. Baccarat tables will prominently display the results of several previous hands.<\/p>\n Have the casinos suddenly decided to take a philanthropic turn and sprinkle this beneficial knowledge amongst the struggling gamblers on the floor?<\/p>\n Not at all.<\/p>\n Misguided players believe they can spot trends and turn the tables on the casino. I\u2019m going to say this once, casino games are games of chance, and the cards don\u2019t care about probabilities or previous results.<\/p>\n Know that you have a better understanding of why you should always make the banker bet in baccarat, you\u2019re ready to launch yourself on a course of casino gambling success<\/a>.<\/p>\n Keep in mind that you\u2019ll still have an expected loss, but you\u2019re going to spend hours on the tables, enjoying all of the exciting action.<\/p>\n <\/img> <\/p>\n Michael Stevens <\/p>\n Michael Stevens has been researching and writing topics involving the gambling industry for well over a decade now and is considered an expert on all things casino and sports betting. Michael has been writing for GamblingSites.org since early 2016. …<\/p>\n View all posts by Michael Stevens<\/a> <\/p>\n<\/div><\/div>\n<\/p><\/div>\n<\/div>\n\n You Have Choices<\/h2>\n
The Math Favors the Banker<\/h2>\n
How the Commission Affects Your Winnings<\/h2>\n
Why the Banker Bet Is Your Best Bet<\/h2>\n
Baccarat Strategies to Avoid<\/h2>\n
Conclusion<\/h2>\n